The building comes first.
Compton Capital is a mortgage broker arranging real estate financing across Florida for investors, rental owners and developers. Seven loan programs, one principal, and an enquiry read against the property rather than a form.
Seven published programs One named principal No application needed to ask
A deal is read against the property, the numbers, and the plan for it.
Seven programs, grouped by what you own
Each program has its own page stating the property it serves and what to send. Terms, rates and loan limits stay on the published program page, linked from each one.
Single family and small residential
Four programs
Mixed use and multifamily
Three programs
No published page yet
Accepted on the enquiry form
A property is a file before it is an application.
The address, the building, the rent it collects and the plan for it are what a review starts with. Everything after that follows from those four things.
So the enquiry is short on purpose. You describe the property and the deal; the program and its published terms come after, not before.
How an enquiry runs
Three steps. Nothing is submitted on this page.
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01
Describe the deal
The property address, what it is, the amount you are asking for, and the plan for it.
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02
The enquiry is read
The property, the numbers and the plan are read together. If something is missing, you are asked for it.
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03
Programs and terms come next
Which program fits, and the terms that program publishes. Nothing you have not supplied is filled in for you.
Richard Compton
Founder and principal, Compton Capital LLC
Richard Compton is the founder and principal of Compton Capital LLC, a Florida mortgage brokerage that arranges financing for multifamily, mixed-use and investor residential property across the state.
He works the investor and developer side of the market: acquisition and refinance debt for apartment buildings of five units and up, mixed-use buildings, DSCR rental portfolios, fix and flip, and bridge and construction capital for properties that do not fit a bank's box. Foreign national and no-ratio programs sit on the same desk, so a borrower with complex income or no United States credit history is not sent away.
Compton places that paper through a wholesale lender panel that includes Lendz Financial, City First Mortgage and Valere, and re-routes a file that does not fit one lender's guidelines rather than letting it stall. He reads the property and the numbers himself, works conditions directly with title, insurance and the lender's underwriters, and quotes only the terms a program actually publishes.
The result is a desk built for repeat investors: one point of contact, an answer in writing, and a loan structured to the building rather than to a form.
Richard Compton · (954) 842-8124 · richard@comptoncapitalllc.com
A deal is assessed on the building, the numbers and the plan for it. That is the whole of the method described on this site.
Three questions borrowers ask
Answers come from what Compton Capital already publishes. Anything unpublished is marked as missing rather than guessed.
Which properties does Compton Capital arrange financing for?
Seven published programs cover single family investment property, mixed use buildings and apartment buildings. Commercial bridge and construction enquiries are accepted on the form; those two have no published program page yet.
Is there a fee to send a deal?
No. Sending a deal for review costs nothing.
What should I send first?
The property address, what the property is, the amount you are asking for, and what you plan to do with it. Contact details follow on the form.
Send the deal for review
Five fields, a property description and a plan. The enquiry is read against the building, not against a form.